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LASAP Program

Loan Assistance for Salaried Personnel

Exclusive loan packages designed for employed individuals including government employees, OFWs, and pensioners with competitive rates and flexible terms.

LASAP Options

Loans for Employed Individuals

Special loan programs tailored for salaried employees, OFWs, and pensioners with convenient payroll deduction options.

CARE Loan

Amount: ₱10,000 - ₱100,000

Term: Maximum 2 Years

Rate: 2% per Month (Diminishing Balance)

Payment: Monthly via Payroll Deduction

View Requirements

OFW / Seaman Loan

Amount: ₱10,000 - ₱150,000

Term: Maximum 2 Years

Rate: 2% per Month (Diminishing Balance)

Payment: Monthly

View Requirements

DepEd Loan

Amount: ₱10,000 - ₱100,000

Term: Maximum 2 Years

Rate: 2% per Month (Diminishing Balance)

Payment: Monthly via Payroll Deduction

View Requirements

Pension Loan

Amount: Based on Pension Amount

Term: Flexible Terms

Rate: 2% per Month (Diminishing Balance)

Payment: Monthly

View Requirements

Incentives Loan

Amount: Based on Expected Incentives

Term: Short-term

Rate: Competitive Rates

Payment: Upon Release of Incentives

View Requirements
Requirements

What You Need

Standard requirements for LASAP loan applications

Valid IDs

Government-issued ID and TIN

Payslip

Latest payslip or proof of income

Employment Certificate

Certificate and contract of employment

Barangay Clearance

Current barangay clearance

Apply for LASAP Today

Get the financial assistance you need with convenient payroll deduction options.

Calculate Your Loan Visit a Branch

Loan Amount

Php 10,000.00 up to Php 100, 000.00

Term

Maximum of 2 Years

Interest Rate

2% per Month (based on Diminishing Bal.)

Payment Mode

Monthly

Requirements

Tax Identification Number (TIN)
Barangay Clearance
Proof of Billing (Electric or Water Bill)
Payslip
Certificate and Contract of Employment

Loan Amount

Php 10,000.00 up to Php 100, 000.00

Term

Maximum of 1 Year

Interest Rate

2% per Month (based on Diminishing Bal.)

Payment Mode

Monthly/ Quarterly

Requirements

Tax Identification Number (TIN)
Barangay Clearance
Proof of Billing (Electric or Water Bill)
Certificate and Contract of Employment

Loan Amount

Php 50,000.00 up to Php 200,000.00

Term

Maximum of 5 Years

Interest Rate

2% per Month (based on Diminishing Bal.)

Payment Mode

Monthly (based on Annuity Amortization)

Requirements

Tax Identification Number (TIN)
Barangay Clearance
Proof of Billing (Electric or Water Bill)
Payslip

Loan Amount

Php 10,000.00 up to Php 200,000.00

Term

Maximum of 3 Years for 70 years old below
Maximum of 1 1/2 years(18 mths) for 70 years old and above

Interest Rate

2% per Month (based on Diminishing Bal.)

Payment Mode

Monthly (based on Annuity Amortization)

Requirements

Pension Slip

Dep-ed(Cloth Loan)/ Mid and End Loan

Advance Interest

3% (.03) per month x the number of months

Requirements

Pension Slip